our
calculator
Rypl contributions
your employer matches
$300
with Rypl you could be
mortgage-free 18 years, 6 months sooner
mortgage balance over time
with rypl
without rypl
total effect on your finances
$233,000
interest avoided + employer match
on the day you're paid off, without rypl you'd still owe
$237,000
the bank keeps this much less
$165,000
future interest you never pay
Illustration only — not financial advice. Assumes a fixed rate for the full amortization, monthly payments, Canadian semi-annual compounding, and CMHC insurance premiums added to the balance where the down payment is under 20%. Actual results depend on your lender's terms, prepayment limits, and future rates.
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